What is Zero Pay?

ZeroPay allows you to shop and pay for your purchase over 3 x Zero fee, Zero interest payments.

• 3 EQUAL PAYMENTS: Pay 3 x instalments over 2 months.
• ZERO EXTRAS: Zero fees, Zero interest charged.
• ONLINE APPLICATION: Quick and simple application with instant approval during check- out.
• NO WAITING TIME: Orders will be shipped as normal, right away.
  
  

ZeroPay schedules the following payments for you:

• 1st payment: Immediately.
• 2nd payment: End of the month.
• 3rd payment: End of the following month.

Account FAQ's

1. What documentation is required to sign up? No documents are required.
2. What is the minimum qualifying criteria? You need to be between the ages of 18 and 65, earn a minimum of R5 000 p/m and be a responsible credit user (credit records are checked).
3. How do you pay? Load your debit/credit card details during signup and the instalments are loaded accordingly once you complete your purchase.
4. How much can you spend? The spend limit starts at R5 000 and goes up to R10 000 for the first transaction.
5. What happens when the transaction is declined? You will be sent an SMS with details.
6. Are payments really free of fees? Yes, there are zero fees and zero interest added to repayments as long as you make payments on time.
7. What is the cut-off date for the 2nd payment? If you spend before the 15th of the month, the 2nd payment will be scheduled at the end of the same month. If you spend after the 15th, the 2nd payment will only go off the end of the following month.

How to Apply for ZeroPay

You can apply using any of the following ways:

1. SMSing "Zero" to 45481.
2. ZeroPay website www.zeropay.co.za
3. Apply during check-out.
   
   

Signup and approval happens instantly.

Load your card details on your ZeroPay account profile prior to shopping in store.